PKO Bank stock: Analysts see 118.39 PLN for PKO Bank stock

Published on 10/20/2026 at 15:22 | Editorial responsibility: Rafael Müller, Editor-in-Chief AD HOC NEWS

Customer financing rose 13.90 percent in the first half of 2026. PKO Bank stock costs EUR 25.37 on October 20, 2026 at 3:12 p.m. CEST.

Analyst target and loan growth

Investing.com lists a PLN 118.39 12-month consensus target from 15 analysts on October 20, 2026.
Customer financing rose 13.90 percent year on year in the first half of 2026.
PKO Bank stock costs EUR 25.37 at Lang & Schwarz on October 20, 2026 at 3:12 p.m. CEST.

PKO Bank, PLPKO0000016, Illustration mit AI erstellt.

Investing.com lists a 12-month consensus target of PLN 118.39 from 15 analysts for PKO Bank, 6.98 percent above the PLN 110.66 Warsaw quote on October 20, 2026. PKO Bank was trading at EUR 25.37 at Lang & Schwarz on October 20, 2026 at 3:12 p.m. CEST.

Loan growth remains the second signal

The bank's first-half operating picture includes a 13.90 percent year-on-year increase in customer financing, according to Taufolio. Net fee and commission income rose 10.10 percent in the same period, while return on equity reached 18.40 percent.

That combination gives the consensus target a specific operating counterweight: financing growth is broad, but the next report must show whether volumes can keep offsetting pressure on margins and legal-risk costs.

52-week range spans PLN 72.88 to 125.58

PKO Bank's Warsaw quote stood at PLN 110.66 on October 20, 2026, with a 52-week range of PLN 72.88 to PLN 125.58. The market capitalization was PLN 138.3 billion, and the price-to-earnings ratio was 12.76 on the same market snapshot.

The quoted level sits 11.89 percent below the 52-week high and 51.83 percent above the 52-week low. Volume reached 1,615,062 shares, giving the session a concrete liquidity measure.

November 5 is the next reporting date

PKO Bank's investor calendar schedules third-quarter 2026 results for November 5, 2026, according to PKO Bank Polski. The release will provide the next dated test for financing growth, fee income and the cost of legal risks.

The bank's most recent half-year report covered the six months ended June 30, 2026, and showed customer financing of PLN 350.0 billion alongside the 13.90 percent annual increase, according to Taufolio. For investors, the November date matters because it can confirm whether that expansion is translating into durable earnings.

PKO Bank valuation stays tied to growth

The current valuation combines a 12.76 price-to-earnings ratio with a 5.21 percent consensus upside from the PLN 118.39 target. The distance between the PLN 110.66 Warsaw quote and the target is 6.98 percent, while the euro quotation provides the German-market view.

The stock was trading at EUR 25.37 at Lang & Schwarz on October 20, 2026 at 3:12 p.m. CEST.

The further course of trading is shown by the continuously updated real-time quote of PKO Bank stock.