MS&AD stock gains 1.13 percent as Q1 profit reaches JPY 328.6 billion

Published on 10/05/2026 at 20:50 | Editorial responsibility: Rafael Müller, Editor-in-Chief AD HOC NEWS

MS&AD stock was last at JPY 4,830 on October 5, 2026, with a 52-week high of JPY 5,326. Fiscal-year guidance calls for JPY 425 billion in profit.

MS&AD, JP3890310000, Illustration mit AI erstellt.

MS&AD (ISIN JP3890310000) was last at JPY 4,830 on the Tokyo Stock Exchange on October 5, 2026 at 3:30 p.m. JST, up 1.13 percent from the prior close. The latest first-quarter figures give the move a clear earnings anchor: net income reached JPY 328.6 billion for the period ended June 30, 2026.

First-quarter profit advances

A report published by note.com on October 5, 2026 cites first-quarter net income of JPY 328.6 billion. The figure represents 77.3 percent of the JPY 425 billion consolidated net-income guidance for the fiscal year ending March 31, 2027.

The comparison matters because the guidance is a full-year target, while the JPY 328.6 billion is an actual fiscal first-quarter result. The company therefore entered the fiscal year with a large share of its stated profit objective already delivered, although insurance earnings can vary across reporting periods.

Analysts see a measured upside

The consensus picture is broader than the latest price move. Investing.com lists 11 analysts, an overall Buy view, an average 12-month target of JPY 5,178.2, a high target of JPY 7,000 and a low target of JPY 3,270.

Using the October 5 price of JPY 4,830, the average target lies 7.2 percent above the price. The spread between the highest and lowest targets is JPY 3,730, showing that the consensus contains materially different views on the earnings path and valuation.

A separate analyst update reported by Monex on September 14, 2026 described a bullish rating maintained while the target rose from JPY 5,390 to JPY 5,700. That revision sits above the current consensus average and adds a more constructive counterpoint to the wider analyst range.

Stock remains below yearly high

MS&AD's 52-week range is JPY 3,108 to JPY 5,326, placing the October 5 price JPY 496 below the high. The market capitalization was JPY 7.0 trillion and trading volume reached 3,482,300 shares on the same session.

Master-data information identifies MS&AD Insurance Group Holdings, Inc. as a Japanese insurance holding company listed under ticker 8725.T on the Tokyo Stock Exchange and included in the TOPIX Large70, according to YuhoDB. For investors, the central test is whether the first-quarter profit pace can support the JPY 425 billion full-year objective while the share price remains below its JPY 5,326 yearly high.