mBank books PLN 78 million legal cost. mBank stock sits 3.86 percent below its high

Published on 10/07/2026 at 10:11 | Editorial responsibility: Rafael Müller, Editor-in-Chief AD HOC NEWS

First-half net income reached PLN 2.013 billion, up 20.90 percent year over year. mBank stock costs EUR 340.45 on October 7, 2026 versus EUR 337.85.

mBank, PLBRE0000012, Illustration mit AI erstellt.

mBank (ISIN PLBRE0000012) disclosed PLN 78 million of legal-risk costs for foreign-currency loans in the third quarter on October 6, 2026, while mBank stock stood 3.86 percent below its 52-week high of EUR 354.10. The charge reflects updated model parameters and gives investors a concrete figure to track before the bank publishes its full third-quarter accounts.

Legal costs set the next test

According to Parkiet on October 6, 2026, the PLN 78 million charge concerns loans indexed to foreign currencies and will be included in third-quarter 2026 results. The report attributes the cost to updated model parameters rather than to a newly announced loan transaction.

The final amount is due with the third-quarter financial statement on October 28, 2026, according to mBank. That date makes the legal-risk provision the clearest near-term earnings variable for the stock.

Profit growth has a one-off element

First-half 2026 net income was PLN 2.013 billion, up 20.90 percent from the comparable period, while first-half revenue reached PLN 6.221 billion, according to stockd. The same analysis says the improvement was closely tied to lower legal-risk costs related to Swiss-franc loans, which makes the recurring earnings picture more important than the headline profit increase.

For market context, mBank's market capitalization was EUR 15.0 billion and its 52-week range was EUR 193.90 to EUR 354.10 as of October 6, 2026. The current euro quotation is therefore near the upper end of its annual range, but the next reported legal-risk figure will determine whether recent profitability remains comparable.

Stock quote and reporting date

mBank was trading at EUR 340.45 at Lang & Schwarz on October 7, 2026 at 10:05 a.m. CEST, up 0.77 percent versus the Lang & Schwarz prior close of EUR 337.85 on October 6, 2026. The bank's shares are listed on the GPW under ticker MBK.WA, with PLN as the primary quotation currency.

The further course of trading is shown by the continuously updated real-time quote of mBank stock.