Kruk estimates PLN 753 million profit as Kruk stock trades at EUR 78.49

Published on 10/20/2026 at 10:53 | Editorial responsibility: Rafael Müller, Editor-in-Chief AD HOC NEWS

Recoveries fell 5.00 percent to PLN 960 million in Q3 2026. Kruk stock costs EUR 78.49 on October 20, 2026 before the October 27 report.

Operating signals before results

KRUK estimated PLN 753 million in net profit for the first nine months of 2026 on October 16, 2026.
Third-quarter recoveries fell 5.00 percent to PLN 960 million, while portfolio investments reached PLN 347 million.
Kruk stock trades at EUR 78.49 at 10:44 a.m. CEST at Lang & Schwarz on October 20, 2026.

Kruk, PLKRK0000010, Illustration mit AI erstellt.

Kruk (ISIN PLKRK0000010) estimated PLN 753 million in consolidated net profit for the first nine months of 2026 in a release dated October 16, 2026. At Lang & Schwarz on October 20, 2026 at 10:44 a.m. CEST, Kruk stock was trading at EUR 78.49.

Estimated profit reaches PLN 753 million

According to KRUK, estimated cash EBITDA reached PLN 2,052 million for the first nine months, while estimated net debt stood at 2.7 times cash EBITDA at September 30, 2026. The company estimated third-quarter net profit at PLN 198 million and cash EBITDA at PLN 651 million.

The figures are preliminary and subject to change before the consolidated report. The company said lower-than-planned recoveries, mainly in Spain and Romania, reduced the positive updates to expected portfolio cash flows.

Three dated figures show the shift

On August 26, 2026, KRUK reported PLN 555 million in net profit for the first half of 2026. On October 9, 2026, portfolio recoveries for the third quarter were PLN 960 million, down 5.00 percent year over year, while investments fell to PLN 347 million from PLN 622 million a year earlier, according to Parkiet. The October 16 estimate then put nine-month net profit at PLN 753 million.

What comes next for the report?

The next confirmed date is October 27, 2026, when KRUK is scheduled to publish its consolidated third-quarter report. The company lists an earnings conference call for October 28, 2026, on its investor-relations calendar.

Price stays tied to the preliminary figures

The operating data combine a 5.00 percent year-over-year decline in quarterly recoveries with PLN 2,052 million of estimated cash EBITDA for the first nine months. That contrast makes the October 27 report the next concrete test of whether the preliminary earnings picture changes.

Kruk stock was trading at EUR 78.49 at Lang & Schwarz on October 20, 2026 at 10:44 a.m. CEST. The further course of trading is shown by the continuously updated real-time quote of Kruk stock.