KRUK estimates PLN 198 million profit. Kruk stock trades 2.21 percent above its low

Published on 10/19/2026 at 09:30 | Editorial responsibility: Rafael Müller, Editor-in-Chief AD HOC NEWS

KRUK estimates PLN 198 million profit for the third quarter, with PLN 753 million for nine months. Kruk stock trades at EUR 78.64 on October 19, 2026.

Profit estimate and market dates

KRUK estimated PLN 198 million in net profit for the third quarter on October 16, 2026.
Portfolio recoveries reached PLN 960 million in the third quarter of 2026.
Kruk stock was trading at EUR 78.64 at 9:24 a.m. CEST at Lang & Schwarz on October 19, 2026.
The final third-quarter report is scheduled for October 27, 2026.
The market value stood at PLN 6.7 billion as of October 19, 2026.

Kruk, PLKRK0000010, Illustration mit AI erstellt.

Kruk (PLKRK0000010) was trading at EUR 78.64 at Lang & Schwarz on October 19, 2026 at 9:24 a.m. CEST. The debt-management group estimated PLN 198 million in consolidated net profit for the third quarter, while nine-month profit reached PLN 753 million, according to Placera on October 16, 2026.

What changed in the estimates?

The preliminary third-quarter figures point to a weaker profit outcome alongside continued cash generation. Estimated cash EBITDA was PLN 651 million in the quarter and PLN 2.052 billion for the first nine months, while estimated net debt to cash EBITDA stood at 2.7. The figures remain preliminary and are due to be replaced by the final report.

The company also linked the result to recoveries from debt portfolios. The October 16 announcement said the final third-quarter report would be released on October 27, 2026, giving investors a defined date for checking the estimate against the reported figures.

Three dated operating signals

On August 26, 2026, KRUK reported PLN 555 million in net profit for the first half of 2026 through its investor-relations materials, including the period ended June 30, 2026. On October 9, 2026, the group reported PLN 960 million of third-quarter recoveries, down 5 percent from PLN 1.011 billion a year earlier, and PLN 347 million of portfolio spending, down 44 percent from PLN 622 million, according to KRUK. On October 16, 2026, the group released the PLN 198 million profit estimate and PLN 651 million cash EBITDA estimate for the third quarter, as reported by Puls Biznesu.

Which dates matter next?

KRUK is scheduled to publish its consolidated third-quarter report on October 27, 2026. The company has also scheduled a third-quarter results conference call for October 28, 2026, according to its investor-relations calendar.

Stock valuation and trading context

Kruk stock was trading at EUR 78.64 at Lang & Schwarz on October 19, 2026 at 9:24 a.m. CEST. The primary Warsaw listing was quoted at PLN 341.60 at 9:13 a.m. CEST on the same date, while the 52-week range stood at PLN 334.20 to PLN 510.00. Market capitalization was PLN 6.7 billion as of October 19, 2026, and the stock is a WIG 20 constituent.

The investor picture therefore combines a firm reporting timetable with softer portfolio recoveries. The October 27 report will show whether the preliminary profit estimate and the cash EBITDA figure hold in the final accounts.

The further course of trading is shown by the continuously updated real-time quote of Kruk stock.