Kruk estimates PLN 198 million profit: Kruk stock costs EUR 80.41 before October 27 results

Published on 10/21/2026 at 11:00 | Editorial responsibility: Rafael Müller, Editor-in-Chief AD HOC NEWS

KRUK estimates PLN 651 million cash EBITDA for the third quarter. Kruk stock costs EUR 80.41 on October 21, 2026 before October 27 results.

Results and capital strength

KRUK estimated PLN 198 million in net profit for the third quarter on October 16, 2026.
Cash EBITDA was estimated at PLN 651 million for the third quarter of 2026.
Kruk stock trades at EUR 80.41 at 10:53 a.m. CEST at Lang & Schwarz on October 21, 2026.

Kruk, PLKRK0000010, Illustration mit AI erstellt.

Kruk (ISIN PLKRK0000010) estimates PLN 198 million in consolidated net profit for the third quarter of 2026, while preliminary cash EBITDA reached PLN 651 million. The figures were announced on October 16, 2026, and the company said the final report is scheduled for October 27, 2026, according to KRUK.

What do the estimates mean?

The preliminary net profit for the third quarter is lower than the year-earlier result, reflecting weaker-than-planned recoveries from debt portfolios, particularly in Spain and Romania. The nine-month estimate is PLN 753 million, while cash EBITDA for the first nine months is PLN 2.052 billion. Net debt to cash EBITDA stood at 2.7 at the end of the third quarter, giving the earnings update a profitability and balance-sheet dimension.

Three dated operating markers

On August 26, 2026, KRUK reported PLN 555 million of net profit for the first half of 2026 in its investor-relations update. On October 9, 2026, the company reported PLN 1.400 billion of nominal debt purchased in the third quarter, down 49 percent from PLN 2.767 billion a year earlier, while recoveries fell 5 percent to PLN 960 million from PLN 1.011 billion, according to KRUK. On October 16, 2026, KRUK estimated third-quarter net profit at PLN 198 million and cash EBITDA at PLN 651 million, according to Bankier.

When are the next results due?

KRUK lists October 27, 2026, for publication of its consolidated third-quarter report and October 28, 2026, for the results conference call. Those dates give investors the next checkpoints for the preliminary profit estimate and the portfolio-recovery trend.

Market value and price

KRUK operates in financial services and credit services, managing purchased debt portfolios across several European markets. Its Warsaw-listed shares had a market capitalization of PLN 6.8 billion as of October 21, 2026, while the latest quote in Warsaw was PLN 350.30 at 8:44 a.m. UTC, or 10:44 a.m. CEST. At Lang & Schwarz, the stock was trading at EUR 80.41 on October 21, 2026, at 10:53 a.m. CEST.

The further course of trading is shown by the continuously updated real-time quote of Kruk stock.