Kruk cut portfolio spending 44 percent as Kruk stock trades at EUR 77.15

Published on 10/13/2026 at 09:53 | Editorial responsibility: Rafael Müller, Editor-in-Chief AD HOC NEWS

Kruk stock costs EUR 77.15 on October 13, 2026 at Lang & Schwarz. Q3 recoveries fell 5.00 percent to PLN 960 million from PLN 1.011 billion.

Kruk cut third-quarter 2026 portfolio spending by 44.00 percent to PLN 347 million on October 9, 2026.
Third-quarter recoveries fell 5.00 percent year over year to PLN 960 million.
Kruk stock stood at EUR 77.15 at Lang & Schwarz on October 13, 2026 at 9:44 a.m. CEST.
Kruk is scheduled to publish final third-quarter results on October 27, 2026.

Kruk, PLKRK0000010, Illustration mit AI erstellt.

Kruk (ISIN PLKRK0000010) cut spending on purchased debt portfolios by 44.00 percent year over year to PLN 347 million in the third quarter of 2026, while the stock stood at EUR 77.15 at Lang & Schwarz on October 13, 2026 at 9:44 a.m. CEST. The company had disclosed the operating figures on October 9, 2026, making portfolio investment and recoveries the key test before its full quarterly report.

Third-quarter figures show weaker buying

According to KRUK on October 9, 2026, the nominal value of purchased debt fell 49.00 percent to PLN 1.400 billion from PLN 2.767 billion in the third quarter of 2025. Spending fell from PLN 622 million to PLN 347 million over the same comparison.

Recoveries from purchased portfolios reached PLN 960 million in the third quarter of 2026, down 5.00 percent from PLN 1.011 billion a year earlier. The figure was PLN 8.1 million above the company's projected recoveries, a 1.00 percent deviation stated in the report.

What does the weaker buying mean?

The operating mix points to a sharper slowdown in new investment than in cash collections. Through the first three quarters of 2026, Kruk spent PLN 1.212 billion on portfolios, down 15.00 percent from PLN 1.427 billion in the same period of 2025, while recoveries rose 2.00 percent to PLN 2.971 billion from PLN 2.921 billion.

That contrast matters because current purchases provide the asset base for future collections. The third-quarter figures therefore put more weight on the quality and timing of acquisitions, while the existing portfolio continued to generate cash.

Three milestones before final results

On August 11, 2026, Kruk published an estimate of PLN 555 million in net profit for the first half of 2026. On August 26, 2026, the company reported first-half net profit of PLN 555 million. On October 9, 2026, it reported PLN 960 million of third-quarter recoveries and PLN 347 million of portfolio spending, according to KRUK.

Next date for the full report

Kruk has scheduled publication of its final third-quarter 2026 financial results for October 27, 2026, according to the October 9, 2026 report. The release will show whether the lower purchasing volume was offset by portfolio performance and other income components.

Stock price stays in the spotlight

Kruk stock stood at EUR 77.15 at Lang & Schwarz on October 13, 2026 at 9:44 a.m. CEST. The primary listing is on the Warsaw Stock Exchange, where the latest finance quote showed PLN 338.80 at 7:37 a.m. CEST on October 13, 2026, with a market capitalization of PLN 6.6 billion and a 52-week range of PLN 334.20 to PLN 510.00.

The price picture leaves the October 27 results as the next concrete checkpoint for the market. Investors will have to weigh the 5.00 percent decline in quarterly recoveries against the 2.00 percent increase in recoveries for the first three quarters of 2026.

The further course of trading is shown by the continuously updated real-time quote of Kruk stock.