HDFC Life stock: Prabhudas Lilladher sets INR 765 target for HDFC Life stock

Published on 10/21/2026 at 17:24 | Editorial responsibility: Rafael Müller, Editor-in-Chief AD HOC NEWS

The stock sits 4.89 percent above its 52-week low. HDFC Life stock costs INR 533.60 on October 21, 2026, down 2.18 percent versus NSE close.

Target and trading range

Prabhudas Lilladher set an INR 765.00 target on October 16, 2026.
HDFC Life traded between INR 508.70 and INR 788.50 over the 52 weeks to October 21, 2026.
HDFC Life stock cost INR 533.60 on October 21, 2026 at 3:09 p.m. IST, down 2.18 percent versus the NSE close.

HDFC Life, INE795G01014, Illustration mit AI erstellt.

Prabhudas Lilladher set an INR 765.00 target for HDFC Life on October 16, 2026, leaving the target 43.40 percent above the NSE price of INR 533.60. The research firm reiterated its Buy rating, according to Moneycontrol. HDFC Life stock was down 2.18 percent versus its NSE close at INR 545.50 on October 21, 2026 at 3:09 p.m. IST.

Target leaves room above price

The target implies 43.40 percent upside from INR 533.60, calculated in the same currency and against the NSE quotation. Prabhudas Lilladher based its valuation on a 1.7 times FY2029 price-to-embedded-value multiple, compared with 2.0 times previously, and cited possible margin expansion from products with higher margins. The report also identified uncertainty around proposed commission guidelines as a factor that could temper growth.

Stock stays above yearly low

HDFC Life traded between INR 508.70 and INR 788.50 over the 52 weeks to October 21, 2026. The NSE price was 4.89 percent above the low and 32.31 percent below the high. The market capitalization was INR 1,172.1 billion on October 21, 2026, while trading volume reached 1,361,678 shares in the latest structured quote.

Results keep the valuation in view

On October 15, 2026, HDFC Life had reported its results for the first half of fiscal 2027. The company operates in life insurance, offering protection, savings, pension, annuity and investment products. Its equity listing is on the NSE under ticker HDFCLIFE and ISIN INE795G01014, as identified by NSE India.

Peer context remains limited

SBI Life Insurance traded at INR 1,661.00 on October 21, 2026, up 0.80 percent, with a market capitalization of INR 1,666.7 billion and a price-to-earnings ratio of 64.06. These figures place HDFC Life's market value below SBI Life's while keeping both companies within India's listed life-insurance sector.

What the target means for valuation

The analyst target provides the clearest valuation marker for HDFC Life after the October 16 research update. The wide gap between the NSE price and the 52-week high also leaves the share sensitive to changes in growth expectations and regulatory assumptions.

The last available home-market price was INR 533.60 on the NSE on October 21, 2026 at 3:09 p.m. IST, down 2.18 percent from the NSE close of INR 545.50.