Fair Isaac stock falls 2.63 percent as mortgage risk persists

Published on 09/25/2026 at 13:12 | Editorial responsibility: Rafael Müller, Editor-in-Chief AD HOC NEWS

Fair Isaac stock stood at USD 856.48 on September 24, 2026. Q3 revenue rose 25.7 percent to USD 674.19 million and adjusted EPS reached USD 12.18.

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Fair Isaac stock (ISIN US3032501047) stood at USD 856.48 on the NYSE on September 24, 2026, down 2.63 percent from the prior close of USD 879.62. The valuation is being tested by mortgage-scoring competition after a regulatory change opened the market to VantageScore.

Mortgage competition changes the picture

On September 4, 2026, MarketWatch reported that Federal Housing Finance Agency Director Bill Pulte directed Fannie Mae and Freddie Mac to approve lenders using VantageScore 4.0. The move challenges the regulatory advantage that supported FICO scoring in government-backed mortgage lending.

The pressure meets a business that still posted strong operating growth. In Q3 fiscal 2026, revenue rose 25.7 percent year over year to USD 674.19 million, while non-GAAP earnings per share increased 42.1 percent to USD 12.18, according to Zacks.

Growth remains visible in Q3

Scores revenue reached USD 458.9 million, up 41 percent year over year, while platform annual recurring revenue climbed 62 percent to USD 413 million in the same quarter, Zacks reported. The contrast is important: operating momentum remains measurable, but mortgage-related pricing power now carries a larger regulatory risk.

Fair Isaac also lifted fiscal 2026 revenue guidance from USD 2.45 billion to USD 2.53 billion and raised non-GAAP EPS guidance from USD 40.45 to USD 42.43, according to Zacks. Yet Q3 revenue came in below the USD 679.17 million analyst estimate, according to MarketBeat.

Analyst targets remain divided

MarketBeat reported that UBS lowered its Fair Isaac price target from USD 1,200 to USD 1,130 while keeping a Neutral rating on August 12, 2026. The same page listed a consensus rating of Moderate Buy and a consensus target price of USD 1,546.

That target gap puts the stock's operating results and its mortgage exposure in direct tension. The next scheduled earnings date is November 4, 2026, according to GetSignal.

Stock sits near its yearly low

Fair Isaac stock stood at USD 856.48 on the NYSE on September 24, 2026, with a market capitalization of USD 18,497,943,281 and trading volume of 500,430 shares. The 52-week range was USD 855 to USD 1,998.01, leaving the latest quote USD 1.48 above the low and USD 1,141.53 below the high.