Equifax stock holds above $190 as Rothschild Co Redburn lifts its rating
Published on 08/22/2026 at 11:17 | Editorial responsibility: Rafael Müller, Editor-in-Chief AD HOC NEWS
Equifax Inc. (US2944291051) stock is trading just under $193 as of August 21, 2026, after a recent analyst upgrade lifted its rating to Buy with a higher price target of $235 per share.
The latest market data show Equifax shares closing at $192.62 on the New York Stock Exchange on August 21, 2026, marking a modest 0.11 percent gain for the session and a 3.79 percent advance since January 1, 2026.
For investors, the move comes as fresh second quarter 2026 figures highlight Equifax’s ongoing role in tracking the health of U.S. consumer credit and debt.
Analyst upgrade and valuation gap
A recent research update reported that an analyst team has raised its rating on Equifax from Neutral to Buy and lifted the stock’s price target from $214 to $235 per share, an increase of $21 or 9.81 percent.
In that same update, valuation work based on a GF Value model put Equifax’s intrinsic value at $290.51 while the stock traded at $192.41, implying the shares were 33.8 percent undervalued as of August 21, 2026.
The gap between the current share price near $192 and the GF Value estimate at roughly $291 underlines a view that Equifax stock could offer upside potential if the company continues to deliver on earnings and cash flow.
Share performance and recent earnings context
Market data compiled on August 21, 2026 show Equifax stock closing at $192.62, with the shares up 3.79 percent year to date and down 11.23 percent from their level at the start of the five day measurement window.
The same overview identifies $192.62 as the most recent official closing price on the New York Stock Exchange, confirming that the analyst upgrade did not trigger a sharp spike but rather a steadier move higher within the recent trading range.
On the fundamentals side, a sector commentary referencing Equifax’s second quarter 2026 data notes that total U.S. consumer debt tracked by the company stabilized at $18.25 trillion in Q2 2026, with delinquency rates improving across mortgages, auto loans, and credit cards compared with earlier quarters.
This Q2 2026 snapshot is important because it reflects the most recent quarter for which Equifax’s credit bureau data have been analyzed publicly, and it suggests consumers are managing debt somewhat better even as balances remain elevated.
From an investor perspective, the stabilization at $18.25 trillion combined with lower delinquency levels can support the argument that Equifax’s core data and analytics franchise is operating in a still resilient credit environment.
Dividend and longer-term return profile
In the broader return story, a recent portfolio update noting a new institutional position in Equifax highlighted that the stock opened at $192.98 in a recent session and mentioned a quarterly dividend of $0.56 per share for investors of record on August 31 in a prior year.
While that $0.56 payment refers to a historical dividend level rather than a newly announced increase, it does illustrate Equifax’s ongoing practice of returning cash to shareholders through regular dividends alongside any share price appreciation.
For long-term holders, the combination of dividend income and potential capital gains from closing the gap between the current price near $192 and the analyst target at $235 can be a meaningful component of the expected total return.
Equifax’s data and analytics services
Beyond the share price and valuation metrics, Equifax’s business is built around providing credit reporting, analytics, and decisioning services to lenders, employers, and other institutions.
The Q2 2026 reference to total consumer debt at $18.25 trillion and improving delinquency rates underscores how the company’s data sets are used to monitor trends in mortgages, auto financing, and credit card usage across the U.S. economy.
Equifax aggregates information from millions of consumer credit files, then offers score-based tools and analytic reports that help clients manage risk, price loans, and comply with regulatory requirements.
As financial institutions and digital lenders deepen their reliance on data-driven underwriting, Equifax’s ability to provide timely, accurate, and comprehensive credit information becomes a core input into the lending process.
The second quarter 2026 debt and delinquency figures therefore represent not only a macroeconomic indicator but also an example of the company’s product output in practice.
Shares steady above $190
With Equifax stock closing at $192.62 on August 21, 2026, the shares are holding well above the $190 mark, reflecting both the recent Buy rating and the valuation narrative that sees the stock trading below an intrinsic value estimate of $290.51.
As of that same August 21, 2026 close, Equifax trades on the New York Stock Exchange under the ticker EFX, giving investors exposure to the credit reporting and data analytics segment within the broader financial services and information technology landscape.
For those following the name, the latest figures suggest a company whose shares have delivered moderate gains year to date while still leaving a sizable valuation gap versus some analyst models, all against a backdrop of stabilizing consumer debt and improving credit performance in the second quarter of 2026.
