Encore Capital Group stock gained 2.09 percent on October 5
Published on 10/06/2026 at 14:59 | Editorial responsibility: Rafael Müller, Editor-in-Chief AD HOC NEWS
Encore Capital Group (ISIN US2925541029) was last at USD 97.92 on NASDAQ on October 5, 2026 at 4:00 p.m. ET, up 2.09 percent from the prior close. The move comes as investors weigh a strong second quarter against elevated leverage and a consensus target below the latest share price.
Q2 collections reset the bar
Encore reported second-quarter 2026 EPS of USD 2.81 against consensus of USD 2.67, while revenue rose 11.3 percent year over year to USD 491.87 million, according to MarketBeat in a September 27, 2026 report covering the August 5 results.
The earnings figure included refinancing costs of USD 1.00 per share, while net income increased 9 percent year over year to USD 64 million. Zacks reported on September 4, 2026 that global collections reached a record USD 737 million, up 13 percent, while management raised 2026 collections guidance to USD 2.8-2.85 billion and EPS guidance to USD 13.00-14.00.
Debt remains the counterweight
The operating picture is powerful, but financing remains central to the investment case. As of June 30, 2026, Encore held USD 182.9 million in cash against USD 4.18 billion in debt, figures detailed by Zacks. That balance sheet makes the USD 30.5 million refinancing charge in the quarter more than an accounting footnote.
The analyst backdrop is positive but less optimistic than the market price. MarketBeat said on September 27, 2026 that six analysts rated the stock Buy or Strong Buy, with an average 12-month target of USD 89.75 and a high target of USD 115.00. Truist Financial had raised its target from USD 105.00 to USD 112.00 on August 6, 2026, according to the same published analyst summary.
USD 97.92 after a 2.09 percent gain
Encore Capital Group had a market capitalization of USD 2.1 billion on October 5, 2026. Its 52-week range was USD 39.95-104.98, placing the latest price below the yearly high while leaving the stock well above its yearly low.
For investors, the key tension is visible in the numbers: collections are growing faster than revenue, but debt still magnifies the effect of refinancing costs. Encore Capital Group was last at USD 97.92 on NASDAQ on October 5, 2026 at 4:00 p.m. ET.
Encore Capital Group stock facts
- Company: Encore Capital Group, Inc.
- ISIN: US2925541029
- Ticker: ECPG
- Trading venue: NASDAQ
- Price (as of October 5, 2026, 4:00 p.m. ET): USD 97.92
- Market capitalization: USD 2.1 billion (as of October 5, 2026)
- 52-week range: USD 39.95-104.98 (as of October 5, 2026)
- Sector / Industry: Financial Services / Financial - Credit Services
