Citi cuts target for Capital One stock from USD 295.00 to USD 280.00

Published on 10/01/2026 at 16:10 | Editorial responsibility: Rafael Müller, Editor-in-Chief AD HOC NEWS

Citi's new target is USD 280.00, down from USD 295.00 on September 30, 2026. Capital One stock costs EUR 169.80 after EUR 170.48, minus 0.40 percent.

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Capital One Financial Corporation (ISIN US14040H1059) stock was trading at EUR 169.80 at Lang & Schwarz on October 1, 2026 at 4:03 p.m. CEST, down 0.40 percent from the prior close of EUR 170.48. As Markets Insider reported on September 30, 2026, Citi cut its Capital One target from USD 295.00 to USD 280.00 while keeping a Buy rating.

Target cut tests the valuation

The move is a more cautious signal on valuation rather than a change to Capital One's operating forecast. The report cited a higher assumed cost of equity, putting the new USD 280.00 target against the company's recent earnings profile.

The target action also contrasts with the wider analyst picture. MarketBeat reported that 21 analysts held Buy ratings and three held Hold ratings, with a Moderate Buy consensus and an average target of USD 258.50.

Second-quarter earnings set the benchmark

Capital One's second-quarter 2026 figures provide the fundamental reference point. According to MarketBeat, earnings per share reached USD 5.81 versus a USD 4.79 consensus estimate, while revenue rose 26.90 percent year over year to USD 15.83 billion.

That comparison gives investors a clear counterweight to the target cut: the reported earnings figure exceeded consensus by USD 1.02, while revenue growth remained double digit. The company operates through Credit Card, Consumer Banking and Commercial Banking businesses, making credit performance and Discover integration important topics for the next report.

October earnings date is set

Capital One is scheduled to release third-quarter 2026 results on October 20, 2026, after the market close. The company will discuss the quarter ended September 30, 2026, during a conference call at 5:00 p.m. Eastern Time, according to its investor release dated September 24, 2026.

Stock trades below its prior close

Capital One stock was trading at EUR 169.80 at Lang & Schwarz on October 1, 2026 at 4:03 p.m. CEST, minus 0.40 percent versus the Lang & Schwarz prior close of EUR 170.48. The further course of trading is shown by the continuously updated real-time quote of Capital One stock.