China Construction Bank stock trades near its yearly high as dividend rises

Published on 09/25/2026 at 13:04 | Editorial responsibility: Rafael Müller, Editor-in-Chief AD HOC NEWS

China Construction Bank stock stood at CNY 10.98 on September 24, 2026, 2.23 percent below its 52-week high. H1 operating income increased 10.48 percent to RMB 426.333 billion.

CCB, CNE1000002H1, Illustration mit AI erstellt.

China Construction Bank stock (ISIN CNE1000002H1) was trading at CNY 10.98 on the Shanghai Stock Exchange on September 24, 2026, up 1.39 percent from CNY 10.83. The price stood 2.23 percent below its 52-week high of CNY 11.23, while the bank's latest interim figures and dividend proposal sharpen the income case.

Interim income grows 10.48 percent

According to China Construction Bank on August 28, 2026, operating income reached RMB 426.333 billion in the first half of 2026, an increase of 10.48 percent from the prior-year period. Net profit rose 5.56 percent to RMB 171.677 billion, giving investors a quantified comparison between revenue momentum and bottom-line growth.

The same interim release reported a 19.42 percent capital adequacy ratio, a 9.52 percent return on net assets and a 1.37 percent net interest margin for the first half of 2026. Total assets reached RMB 47.33 trillion, up 3.72 percent from the end of 2025, while the non-performing loan ratio was 1.29 percent.

Dividend payout reaches 31 percent

China Construction Bank proposed an interim cash dividend of RMB 2.010 per 10 shares for 2026, with a total distribution of RMB 52.582 billion. China Construction Bank said on August 28, 2026, that the payout ratio would increase from 30.0 percent in 2025 to 31.0 percent, subject to shareholder approval.

The distribution gives the stock a direct shareholder-return angle alongside the earnings data. Net interest income increased 8.46 percent year over year to RMB 310.958 billion, while net non-interest income rose 16.31 percent to RMB 115.375 billion in the first half of 2026.

Analyst target stays above price

Futunn reported on September 24, 2026, that Goldman Sachs maintained a Buy rating on China Construction Bank and set an A-share target price of RMB 11.71. That target is RMB 0.73 above the CNY 10.98 reference price, a numerical gap of 6.65 percent using the target-price comparison.

The bank's valuation discussion therefore rests on two separate figures: first-half net profit growth of 5.56 percent and a payout ratio that is 1.0 percentage point higher than in 2025. For investors, the key trade-off is whether income growth and capital strength can support the higher distribution while the share price remains near its yearly high.

Stock remains near yearly high

China Construction Bank stock was trading at CNY 10.98 on September 24, 2026, on the Shanghai Stock Exchange, with a session volume of 122,231,773 shares. Its 52-week range was CNY 8.50 to CNY 11.23, and its market capitalization was CNY 2,360,262,803,281 on the same date.