China Construction Bank stock reports 5.56 percent profit growth

Published on 10/04/2026 at 14:03 | Editorial responsibility: Rafael Müller, Editor-in-Chief AD HOC NEWS

China Construction Bank stock was last at HKD 9.55 on October 2, 2026, after a 2.70 percent decline. First-half operating income reached CNY 385.905 billion.

China Construction Bank, CNE1000002H1, Illustration mit AI erstellt.

China Construction Bank stock (ISIN CNE1000002H1) was last at HKD 9.55 on the Hong Kong Stock Exchange on October 2, 2026, down 2.70 percent from the previous close. The bank's first-half results reported on September 28 give the market a stronger operating picture, but also highlight rising credit costs.

Half-year revenue rises 10.48 percent

According to Futunn on September 28, 2026, China Construction Bank reported CNY 385.905 billion in operating income for the six months ended June 30, 2026, up 10.48 percent year over year. Net interest income reached CNY 286.709 billion, an increase of 8.46 percent, while the net interest margin was 1.37 percent.

Net profit came to CNY 162.638 billion, up 5.56 percent year over year, and profit attributable to equity shareholders was CNY 162.076 billion, an increase of 4.62 percent. The bank also recommended an interim dividend of CNY 2.010 per 10 shares, subject to shareholder approval.

Credit costs rise faster

The more cautious part of the report is the risk-cost trend. Credit impairment losses reached CNY 130.028 billion in the first half, up 20.79 percent year over year, a faster increase than operating income and attributable profit.

Asset quality remained comparatively contained in the same period: the non-performing loan ratio was 1.31 percent, down 0.02 percentage points, while the provision coverage ratio stood at 233.15 percent. Corporate loans grew 6.86 percent and manufacturing loans rose 17.95 percent, according to Futunn.

Stock stays below yearly high

At HKD 9.55 on October 2, 2026, the Hong Kong-listed share stood below its 52-week high of HKD 9.90 and above its 52-week low of HKD 7.18. Market capitalization was HKD 2.3 trillion and trading volume reached 171,911,384 shares on that session.

Simply Wall St lists October 31, 2026, as the date for China Construction Bank's third-quarter 2026 results. For investors, the key balance is clear: income growth remains positive, while the pace of credit-cost growth deserves close attention.

China Construction Bank stock price and market data

China Construction Bank stock was last at HKD 9.55 on the Hong Kong Stock Exchange on October 2, 2026 at 4:08 p.m. HKT, with a daily change of minus 2.70 percent.