China Construction Bank stock gains 3.09 percent on October 5

Published on 10/05/2026 at 18:44 | Editorial responsibility: Rafael Müller, Editor-in-Chief AD HOC NEWS

China Construction Bank stock gained 3.09 percent to HKD 6.48 on October 5, 2026. First-half net profit reached CNY 162.638 billion, up 5.56 percent year over year.

China Construction Bank, CNE1000002H1, Illustration mit AI erstellt.

China Construction Bank (ISIN CNE1000002H1) was last at HKD 6.48 on the Hong Kong Stock Exchange on October 5, 2026, up 3.09 percent from the previous close. The move followed first-half results showing CNY 162.638 billion in net profit, a 5.56 percent increase from the same period of 2025.

Profit growth sets the tone

Moomoo reported on September 28, 2026, that operating income for the six months ended June 30 reached CNY 385.905 billion, up 10.48 percent year over year. Net interest income rose 8.46 percent to CNY 286.709 billion, while net fee and commission income fell 1.42 percent to CNY 65.218 billion.

The earnings mix matters because fee income weakened even as lending and interest income expanded. The bank's net interest margin stood at 1.37 percent for the first half, putting the reported growth heavily on balance-sheet scale and core interest income.

Loan growth meets credit pressure

China Construction Bank's total loans and advances reached CNY 27.77 trillion at June 30, 2026, up 5.65 percent from the end of 2025, while customer deposits rose 3.19 percent to CNY 30.84 trillion. Corporate loans increased 6.86 percent and manufacturing loans rose 17.95 percent, according to Moomoo.

Credit costs remain a counterweight. Credit impairment provisions climbed 20.79 percent year over year to CNY 130.028 billion, while the non-performing loan ratio declined 0.02 percentage points to 1.31 percent.

Consensus points above the quote

MarketScreener lists a BUY consensus from 18 analysts, with an average target of CNY 9.370 and a last close price of CNY 8.266 in its Shanghai market data. That consensus belongs to the Shanghai-listed instrument and is separate from the HKD reference quote used here.

The next company checkpoint is scheduled for October 31, 2026. Simply Wall St identifies that date for China Construction Bank's third-quarter 2026 results.

Stock remains below yearly high

At HKD 6.48 on October 5, 2026, China Construction Bank stock remained HKD 0.81 below its HKD 7.29 52-week high and above its HKD 4.66 low, leaving earnings growth and credit costs as the key figures for the next results update.