China Construction Bank posts profit growth and analysts target China Construction Bank stock

Published on 10/12/2026 at 09:44 | Editorial responsibility: Rafael Müller, Editor-in-Chief AD HOC NEWS

First-half profit attributable to shareholders rose 4.62 percent year over year. China Construction Bank stock is EUR 1.13 on October 12, 2026.

Key points in brief

China Construction Bank reported first-half 2026 profit attributable to shareholders of CNY 162.076 billion, up 4.62 percent year over year.
A September 15 analyst commentary cited a CNY 12.44 target for the stock.
The Lang & Schwarz price was EUR 1.13 on October 12, 2026 at 9:38 a.m. CEST.
China Construction Bank is scheduled to report third-quarter 2026 results on October 31, 2026.

China Construction Bank, CNE1000002H1, Illustration mit AI erstellt.

China Construction Bank stock (ISIN CNE1000002H1) was trading at EUR 1.13 at Lang & Schwarz on October 12, 2026 at 9:38 a.m. CEST. China Construction Bank's first-half 2026 profit attributable to shareholders rose 4.62 percent year over year to CNY 162.076 billion, while Futunn reported on September 15, 2026 that analysts cited a CNY 12.44 target.

Three results milestones

On August 29, 2026, China Construction Bank reported second-quarter net income of CNY 83.3 billion, up 5.8 percent from the same quarter of 2025, according to Simply Wall St.

On September 15, 2026, the Futunn commentary cited a CNY 12.44 target while describing first-half revenue growth of 10.72 percent and shareholder-profit growth of 4.62 percent. The target gives the market a concrete valuation reference alongside the bank's operating figures.

On September 28, 2026, the half-year report showed operating income of CNY 385.905 billion, up 10.48 percent year over year, according to Futu. Net interest income reached CNY 286.709 billion, while the net interest margin was 1.37 percent.

What drives the next earnings test?

The margin figure is central because credit impairment losses reached CNY 130.028 billion in the first half of 2026, up 20.79 percent year over year. Asset quality was steadier: the non-performing loan ratio stood at 1.31 percent, down 0.02 percentage points, while total assets reached CNY 45.63 trillion, up 3.72 percent from the end of 2025, according to Futu.

China Construction Bank's interim cash dividend was RMB 2.010 per 10 shares, equal to 31.0 percent of first-half profit attributable to shareholders, according to the same half-year report. The payout ratio increased from 30.0 percent in 2025, adding an income component to the earnings picture.

October 31 is the next date

Simply Wall St lists October 31, 2026 as the next reporting date for third-quarter results. That release will show whether the 1.37 percent first-half net interest margin held while credit costs remained elevated.

EUR 1.13 before Xetra opens

At Lang & Schwarz, China Construction Bank stock was trading at EUR 1.13 on October 12, 2026 at 9:38 a.m. CEST. China Construction Bank was listed on the Hong Kong Stock Exchange under stock code 939 and on the Shanghai Stock Exchange under stock code 601939, according to the China Construction Bank investor relations page.

The further course of trading is shown by the continuously updated real-time quote of China Construction Bank stock.