China Construction Bank lifts profit 5.56 percent: China Construction Bank stock yields 4.54 percent

Published on 10/05/2026 at 09:04 | Editorial responsibility: Rafael Müller, Editor-in-Chief AD HOC NEWS

Net interest income rose 8.46 percent in six months to June 30, 2026. China Construction Bank stock costs EUR 1.08 on October 5, 2026 versus EUR 1.08.

China Construction Bank, CNE1000002H1, Illustration mit AI erstellt.

China Construction Bank (ISIN CNE1000002H1) was trading at EUR 1.08 at Lang & Schwarz on October 5, 2026 at 9:00 a.m. CEST. The bank reported a 5.56 percent increase in interim net profit, while China Construction Bank stock carries a 4.54 percent dividend yield listed by Investing.com.

Interim profit grows by 5.56 percent

According to Futunn on September 28, 2026, China Construction Bank reported RMB 162.638 billion in net profit for the six months ended June 30, 2026, up 5.56 percent year over year. Profit attributable to equity shareholders reached RMB 162.076 billion, an increase of 4.62 percent.

Operating income rose 10.48 percent to RMB 385.905 billion during the same six-month period. Net interest income increased 8.46 percent to RMB 286.709 billion, while the net interest margin stood at 1.37 percent.

Interest income leads the growth

The revenue mix shows why the result matters for the bank. Net interest income expanded faster than fee income, while net fee and commission income fell 1.42 percent to RMB 65.218 billion in the first half of 2026.

Credit quality remains a key counterweight. The interim report put the non-performing loan ratio at 1.31 percent and the provision coverage ratio at 233.15 percent, while credit impairment losses increased 20.79 percent year over year to RMB 130.028 billion.

Daiwa sets an HKD 11.05 target

On September 18, 2026, Futunn reported that Daiwa initiated coverage with a Buy rating and an HKD 11.05 price target for the Hong Kong-listed shares. The research cited a second-quarter 2026 net interest margin of 1.38 percent and a 1.31 percent non-performing loan ratio.

China Construction Bank's investor-relations page identifies the Hong Kong Stock Exchange listing under ticker 939 and the Shanghai Stock Exchange listing under ticker 601939, while describing corporate finance, personal finance, treasury and asset management as its main businesses. The bank reported 785 million personal customers and 12.73 million corporate customers at the end of 2025, according to China Construction Bank.

Stock holds at EUR 1.08

The Lang & Schwarz quote was EUR 1.08 on October 5, 2026 at 9:00 a.m. CEST, unchanged from the prior close of EUR 1.08 on October 2, 2026. The unchanged euro quote puts the focus on the bank's profit growth, margin performance and credit costs rather than on a same-day price move.

The further course of trading is shown by the continuously updated real-time quote of China Construction Bank stock.