Capital One stock: Capital One reports USD 3.5 billion profit and 8.41 percent margin

Published on 10/23/2026 at 15:46 | Editorial responsibility: Rafael Müller, Editor-in-Chief AD HOC NEWS

Net interest margin reached 8.41 percent in the third quarter of 2026. Capital One stock costs EUR 179.68 on October 23, 2026.

Third-quarter operating figures

Net interest margin reached 8.41 percent in the third quarter of 2026.
Capital One held USD 480.7 billion in deposits as of September 30, 2026.
Capital One stock cost EUR 179.68 at Lang & Schwarz on October 23, 2026 at 3:35 p.m. CEST.
The next reported period is the fourth quarter of 2026.

CGI-Render eines gläsernen Bankhochhauses bei Abendbeleuchtung mit dramatischem Wolkenhimmel — Capital One Financial Konzernhochhaus – Architektur-Render im Zwielicht mit Glasfassade, ISIN US1381731035, Illustration mit AI erstellt.

Capital One Financial Corporation reported USD 3.5 billion in net income for the third quarter of 2026, while its net interest margin reached 8.41 percent. Morningstar reported the figures on October 20, 2026. Capital One stock was trading at EUR 179.68 at Lang & Schwarz on October 23, 2026 at 3:35 p.m. CEST.

Profit and margin set the tone

The third-quarter net income compared with USD 3.2 billion in the third quarter of 2025, while diluted earnings per share rose to USD 5.61 from USD 4.83. Adjusted earnings per share reached USD 6.69 after excluding acquisition-related items tied to Discover and Brex.

Total net revenue increased 3 percent from the second quarter of 2026 to USD 16.3 billion. Pre-provision earnings increased 10 percent to USD 7.5 billion, while total non-interest expense decreased 2 percent to USD 8.9 billion. The company also reported a USD 73 million decrease in provisions for credit losses to USD 2.9 billion. These figures came from the third-quarter release carried by the SEC on October 20, 2026.

Balance sheet remains central

Capital One held USD 480.7 billion in deposits and USD 672.9 billion in total assets as of September 30, 2026. Period-end loans held for investment increased 1 percent from the second quarter to USD 462.5 billion, with consumer banking loans rising 4 percent to USD 94.0 billion.

Credit performance remains an important counterweight to the earnings figures. Net charge-offs totaled USD 3.1 billion in the third quarter, while the company reported a 13.8 percent common equity Tier 1 capital ratio as of September 30, 2026. The release also identified USD 483 million of acquisition amortization expenses, USD 338 million of Discover integration expenses and USD 47 million of Brex integration expenses before tax.

What comes next for reporting?

Capital One released its third-quarter figures on October 20, 2026, and held its earnings call the same day. The company had scheduled the release for after the New York market close, according to its filing. Its next report will cover the fourth quarter of 2026.

Stock position and valuation

The Lang & Schwarz price stood at EUR 179.68 on October 23, 2026 at 3:35 p.m. CEST. The New York Stock Exchange listing was last quoted at USD 201.59 at 1:45 p.m. UTC on the same date. Capital One's market capitalization was USD 123.7 billion, while its 52-week range was USD 174.24 to USD 259.64, both as of October 23, 2026.

Capital One's operating figures give investors a more detailed view than the share price alone. Revenue growth, lower expenses and a higher margin supported the quarter, while acquisition costs and credit losses remain material items in the reported results.

Price and reporting dates

Capital One stock was trading at EUR 179.68 at Lang & Schwarz on October 23, 2026 at 3:35 p.m. CEST. The further course of trading is shown by the continuously updated real-time quote of Capital One stock.