BNI Sekuritas sets IDR 3,420 to IDR 3,460 target for BNI stock

Published on 10/07/2026 at 10:10 | Editorial responsibility: Rafael Müller, Editor-in-Chief AD HOC NEWS

First-half core profit reached IDR 18.5 trillion, up 14.50 percent year over year. BNI stock costs EUR 0.17 on October 7, 2026 after EUR 0.17.

BNI, ID1000096605, Illustration mit AI erstellt.

BNI stock (ISIN ID1000096605) was trading at EUR 0.17 at Lang & Schwarz on October 7, 2026 at 10:02 a.m. CEST, unchanged from the prior close of EUR 0.17. On October 1, 2026, BNI Sekuritas named an IDR 3,420 to IDR 3,460 near-term target for BNI, according to Liputan6.

Profit growth meets funding pressure

BNI's first-half 2026 core profit, or pre-provision operating profit, reached IDR 18.5 trillion, up 14.50 percent from the same period a year earlier. The figure came from the bank's earnings call published by Yahoo Finance, which also reported first-half net profit of IDR 10.8 trillion, up 6.60 percent year over year.

The contrast matters for investors: loan growth reached 24.40 percent year over year, while higher provisioning limited net profit growth to 6.60 percent. Management also revised full-year net interest margin guidance to 3.30 percent to 3.50 percent from 3.50 percent to 3.80 percent, citing higher funding costs.

August figures show loan expansion

Monthly figures through August 2026 showed bank-only net profit of IDR 14.32 trillion, up 6.89 percent year over year, according to Infobanknews. Loans reached IDR 977.17 trillion, up 27.13 percent, while net interest income rose 5.94 percent to IDR 28.87 trillion.

The numbers point to a clear trade-off. BNI is expanding its loan book faster than profit, but deposit growth of 29.40 percent through August 2026 provides a funding counterweight. The key question is whether that deposit momentum can offset the margin pressure flagged in the first-half call.

BNI stock holds at EUR 0.17

BNI stock was trading at EUR 0.17 at Lang & Schwarz on October 7, 2026 at 10:02 a.m. CEST, plus 0.00 percent versus the prior close of EUR 0.17. The primary listing is on the IDX under ticker BBNI, and the market capitalization was IDR 128.7 trillion as of October 7, 2026. The further course of trading is shown by the continuously updated real-time quote of BNI stock.