Bank of China stock reports 5.10 percent first half profit growth

Published on 10/04/2026 at 10:56 | Editorial responsibility: Rafael Müller, Editor-in-Chief AD HOC NEWS

Bank of China stock delivered CNY 123.594 billion in attributable profit for the first half of 2026. Net interest income rose 10.20 percent as credit costs climbed.

Bank of China, CNE1000001Z5, Illustration mit AI erstellt.

Bank of China (ISIN CNE1000001Z5) was last at HKD 5.92 on the Hong Kong Stock Exchange on October 2, 2026 at 4:08 p.m. HKT, down 2.71 percent from the prior close. The bank's first-half attributable profit rose 5.10 percent year on year to CNY 123.594 billion, making the interim report the central fundamental reference for Bank of China stock.

Half year income rises 8.41 percent

According to Futubull on September 28, 2026, the six months ended June 30, 2026 produced operating income of CNY 357.113 billion, up 8.41 percent from the comparable period. Net interest income reached CNY 236.733 billion, an increase of 10.20 percent, while non-interest income rose 5.04 percent to CNY 120.380 billion.

The earnings mix therefore improved on both major revenue lines, but the cost of risk moved in the opposite direction. Asset impairment losses increased 18.39 percent year on year to CNY 68.076 billion in the first half, a figure that limits how much of the income growth reaches shareholders.

Credit costs temper the earnings picture

The same interim disclosure put the non-performing loan ratio at 1.22 percent, down 0.01 percentage points from the comparable period, while the net interest margin stood at 1.27 percent. Bank of China also proposed an interim dividend of CNY 1.190 per 10 shares before tax, subject to shareholder approval, according to Bank of China investor materials.

The balance sheet adds scale to the result: total assets reached CNY 40.19 trillion on June 30, 2026, while customer deposits stood at CNY 26.83 trillion. The combination of faster income growth and higher impairment losses leaves asset quality and funding costs as the key counterweights to the dividend story.

Bank of China stock falls 2.71 percent

Bank of China stock was last at HKD 5.92 on the Hong Kong Stock Exchange on October 2, 2026 at 4:08 p.m. HKT, with a 52-week range of HKD 4.11 to HKD 6.14 and market capitalization of HKD 2.5 trillion. The Globe and Mail reported on August 29, 2026 that the latest analyst rating was Buy with a HKD 5.80 price target.