Bank of China reports 5.10 percent profit growth. Bank of China stock gains 1.49 percent

Published on 10/06/2026 at 12:51 | Editorial responsibility: Rafael Müller, Editor-in-Chief AD HOC NEWS

Net interest income rose 10.20 percent year over year to CNY 236.733 billion. Bank of China stock costs EUR 0.68 on October 6, 2026 after EUR 0.67.

Bank of China, CNE1000001Z5, Illustration mit AI erstellt.

Bank of China (CNE1000001Z5) was trading at EUR 0.68 at Lang & Schwarz on October 6, 2026 at 12:45 p.m. CEST, plus 1.49 percent versus the prior close of EUR 0.67. The bank reported profit attributable to equity holders of CNY 123.594 billion for the first half of 2026, up 5.10 percent year over year, in its interim report dated September 28, 2026, according to Futubull.

Income growth accelerates

Operating income reached CNY 357.113 billion in the first half of 2026, an 8.41 percent increase from the same period of 2025. Net interest income rose 10.20 percent to CNY 236.733 billion, while non-interest income increased 5.04 percent to CNY 120.380 billion, according to Futubull.

The latest figures show that earnings growth was supported by both core interest income and fee-related businesses. Basic earnings per share stood at CNY 0.36 for the first half of 2026, matching the year-earlier level, while the net interest margin was 1.27 percent.

Dividend adds a cash signal

Bank of China also proposed an interim dividend of CNY 1.190 per 10 shares for 2026, before tax and subject to shareholder approval. The same interim report put the non-performing loan ratio at 1.22 percent, down 0.01 percentage points year over year, while the provision coverage ratio rose to 200.85 percent, according to Futubull.

The balance sheet remained large and expanding: total assets reached CNY 40.19 trillion at June 30, 2026, up 4.77 percent from the end of 2025. Customer loans rose 5.49 percent to CNY 24.14 trillion, providing a concrete counterweight to the pressure that lower interest rates can place on bank margins.

Stock stays below yearly high

Bank of China had a market capitalization of HKD 2.6 trillion on October 6, 2026, while its 52-week range was HKD 4.11 to HKD 6.14. InvestPane identifies the security as ticker 3988 on the Hong Kong Stock Exchange and classifies it in Financial Services and diversified banking.

The current report therefore combines 5.10 percent profit growth with a 10.20 percent increase in net interest income, while the proposed interim payout adds a shareholder-return element. At Lang & Schwarz, Bank of China was trading at EUR 0.68 on October 6, 2026 at 12:45 p.m. CEST, plus 1.49 percent versus the Lang & Schwarz prior close of EUR 0.67 on October 5, 2026. The further course of trading is shown by the continuously updated real-time quote of Bank of China stock.