AU Small stock fell 2.31 percent as Q2 deposits grew 28.6 percent

Published on 10/04/2026 at 21:55 | Editorial responsibility: Rafael Müller, Editor-in-Chief AD HOC NEWS

AU Small stock reported INR 170,460 crore in Q2 FY27 deposits on September 30, 2026. Gross loans reached INR 153,770 crore as CASA rose to 29.5 percent.

AU Small, INE949L01017, Illustration mit AI erstellt.

AU Small stock (ISIN INE949L01017) was last at INR 987 on NSE on October 1, 2026 at 3:15 p.m. IST, down 2.31 percent from the prior close of INR 1,010.30. The bank's provisional Q2 FY27 update, published on October 3, showed deposits and loans continuing to expand at double-digit rates, giving the stock a fresh operating checkpoint.

Deposits reach INR 170,460 crore

According to EquityBulls on October 3, 2026, total deposits reached INR 170,460 crore as of September 30, 2026, up 28.6 percent from INR 132,509 crore a year earlier. Deposits also increased 8.1 percent from INR 157,727 crore at the end of June 2026.

CASA deposits rose 29.1 percent year over year to INR 50,290 crore, lifting the CASA ratio to 29.5 percent from 28.8 percent in the previous quarter. That mix matters because a larger low-cost deposit base can support funding efficiency as the bank expands its lending franchise.

Loan growth stays above 25 percent

AU Small Finance Bank's gross loan portfolio reached INR 153,770 crore on September 30, 2026, an increase of 25.1 percent from INR 122,877 crore a year earlier, according to EquityBulls.

Gross advances were INR 150,290 crore, up 27.9 percent year over year and 7.0 percent from June 2026. The figures are provisional and remain tied to formal review before the bank publishes its approved Q2 FY27 financial results.

Credit quality sets the test

ICRA reaffirmed AU Small Finance Bank's AA rating and revised its outlook from Stable to Positive on October 1, 2026. The agency cited the bank's retail franchise, healthy earnings trajectory and capital adequacy ratio of 18.9 percent as of June 30, 2026.

ICRA also identified asset quality and funding mix as key monitors: gross nonperforming assets stood at 2.1 percent and net nonperforming assets at 0.8 percent on June 30, 2026, while bulk deposits accounted for 42 percent. The universal banking transition is expected to be completed in fiscal year 2027, adding a strategic milestone to the growth story.

Stock sits below its yearly high

At INR 987 on October 1, 2026, AU Small stock stood 13.7 percent below its 52-week high of INR 1,144.10 and above its 52-week low of INR 745. The session volume was 2,487,890 shares, while market capitalization was INR 739.8 billion on the same date.

The operating data point to scale, but the market is still weighing growth against credit quality and funding composition. For investors, the next approved results will show whether the provisional deposit and loan expansion translated into earnings and stable asset quality.