Analyst sees HKD 7.67 fair value for Bank of China stock

Published on 10/12/2026 at 09:18 | Editorial responsibility: Rafael Müller, Editor-in-Chief AD HOC NEWS

Income rose 8.41 percent in the first half of 2026. Bank of China stock costs EUR 0.71 on October 12, 2026, with a CNY 1.19 dividend proposed.

Key points in brief

AnalystHighTarget sees HKD 7.67 fair value for Bank of China stock on October 3, 2026.
Bank of China reported operating income of CNY 357.113 billion for the first half of 2026, up 8.41 percent year over year.
Profit attributable to equity holders rose 5.10 percent to CNY 123.594 billion in the first half of 2026.
Bank of China stock was at EUR 0.71 at Lang & Schwarz on October 12, 2026 at 9:14 a.m. CEST.
The Hong Kong listing is 3988.HK on HKEX in the diversified banks industry.

Bank of China, CNE1000001Z5, Illustration mit AI erstellt.

Bank of China (ISIN CNE1000001Z5) stock was assigned a HKD 7.67 fair value by AnalystHighTarget on October 3, 2026, according to Simply Wall St. The valuation point comes as the bank reports stronger first-half income but faces pressure on loan demand and asset yields.

Fair value reaches HKD 7.67

The October 3 assessment placed fair value at HKD 7.67, while a separate October 2 update put AnalystLowTarget fair value at HKD 5.08, revised from HKD 5.01, according to Simply Wall St. The wide valuation spread puts the earnings trend ahead of any single target as the key reference point.

Income grows in the first half

Moomoo reported on September 28, 2026 that Bank of China operating income reached CNY 357.113 billion in the first half of 2026, up 8.41 percent year over year. Profit attributable to equity holders rose 5.10 percent to CNY 123.594 billion, while net interest income increased 10.20 percent to CNY 236.733 billion.

The same interim report showed net interest margin at 1.27 percent, up 1 basis point year over year, while return on equity stood at 8.66 percent. Customer loans grew 5.49 percent to CNY 24.14 trillion, but the broader banking backdrop remains demanding because slower loan growth and pressure on asset yields limit the conversion of higher income into stronger returns.

What the dividend signals

Bank of China proposed an interim dividend of CNY 1.190 per 10 shares for 2026, subject to shareholder approval, according to Moomoo on September 28, 2026. The proposal adds an income component to the valuation discussion, while the bank also reported green-loan growth of 13.32 percent to CNY 5.62 trillion in the first half of 2026.

Three dated valuation markers

On September 28, 2026, the interim report showed operating income of CNY 357.113 billion. On October 2, 2026, AnalystLowTarget fair value was revised from HKD 5.01 to HKD 5.08. On October 3, 2026, AnalystHighTarget fair value stood at HKD 7.67.

Next dates and market price

The next reported earnings date is October 31, 2026, according to Stock Analysis. The interim dividend remains subject to shareholder approval, while the Hong Kong listing trades under ticker 3988.HK.

Stock price stays in focus

Bank of China stock was trading at EUR 0.71 at Lang & Schwarz on October 12, 2026 at 9:14 a.m. CEST. The finance quote for the Hong Kong listing showed HKD 6.22 at 3:02 p.m. HKT on October 12, 2026, with a HKD 4.11 to HKD 6.25 52-week range and market capitalization of HKD 2.6 trillion.

The further course of trading is shown by the continuously updated real-time quote of Bank of China stock.