Alramz signs SAR 400 million facility: what it means for Al Bilad Bank stock

Published on 10/13/2026 at 09:52 | Editorial responsibility: Rafael Müller, Editor-in-Chief AD HOC NEWS

Q2 net income rose to SAR 791.60 million from SAR 735.75 million year over year. For Al Bilad Bank stock, Q3 results are next.

Key points in brief

Alramz Real Estate signed SAR 400.00 million Shariah-compliant facilities with Bank Albilad on October 6, 2026.
Second-quarter net income reached SAR 791.60 million, up from SAR 735.75 million year over year.
Bank Albilad traded at SAR 22.51 on Tadawul on October 13, 2026, with market capitalization of SAR 33.8 billion.

Al Bilad Bank, SA000A0D9HK3, Illustration mit AI erstellt.

Alramz Real Estate signed SAR 400.00 million in Shariah-compliant credit facilities with Al Bilad Bank (ISIN SA000A0D9HK3) on October 6, 2026, giving the Saudi lender a fresh corporate-finance reference point. Argaam reported that the four-year facilities will support Alramz operations and investments in real estate funds.

What the facility means for earnings

The lending agreement arrives as the bank approaches its next reported period. Investing.com shows second-quarter net income of SAR 791.60 million, up from SAR 735.75 million in the preceding comparable period, while revenue increased from SAR 1,457.68 million to SAR 1,557.38 million.

The comparison matters because the SAR 400.00 million facility is a balance-sheet business signal rather than a retail-product announcement. Its four-year term and repayment in four annual installments give the transaction a longer duration than a short-term working-capital line, according to ZAWYA.

Saudi listing and market value

Bank Albilad is listed on Tadawul under ticker 1140.SR and ISIN SA000A0D9HK3, according to Global Banking and Finance Review. The bank operates across retail banking, corporate banking, treasury, and investment banking and brokerage.

Finance data put the Tadawul quote at SAR 22.51 on October 13, 2026 at 10:30 a.m. AST, with market capitalization of SAR 33.8 billion. The quotation is a Saudi-riyal market reference, separate from the euro framework used for German trading venues.

Results are the next test

Argaam wrote on October 12, 2026 that Bank Albilad's third-quarter results were due in a few days. The coming report will show whether the second-quarter increase in net income and revenue carried into the next period, while the Alramz facility adds a concrete example of corporate lending activity.

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