A key advantage of a personal loan is that the money could be used for multiple purposes – marriage expenses, education fees, travel, vacation, etc. Some of the key things you need to know before selecting a personal loan are – the rate of interest, fees & charges, repayment options, time taken for processing the loan and disbursal of the amount.
Taking in to account all these factors, Personal Loan by Bajaj Finserv emerges as one of the best options available in the market. Check out some of its essential features here:
- Easy application process
Bajaj Finserv offers one of the easiest online processes for you to apply for your personal loan. With a user-friendly application flow and bare minimum KYC documents, you can apply for the loan within a matter of seconds and that too at the comfort of your home.
- Instant approval and quick disbursal
Bajaj Finserv is known to offer India’s fastest personal loan and has the quickest approval and disbursal process in the country. Once you meet the eligibility criteria along with filling in your basic personal details, you could get your loan approved within 5 minutes. Moreover, the loan gets disbursed into your account within 24 hours post the approval process.
- EMI Calculator
The EMI Calculator is one of the most unique offerings from Bajaj Finserv. The EMI Calculator gives you an overview of your monthly installments beforehand for you to make an informed decision.
- Flexible Tenors
Bajaj Finserv is one of the few companies which offers flexible repayment tenors, which range up to 60 months. It gives you the freedom to decide your tenor and thereby manage your liquidity accordingly.
With Bajaj Finserv you have the option of borrowing up to Rs. 25 lakhs to manage your urgent money requirements. With an instant disbursal and flexible repayment options, Bajaj Finserv’s Personal Loan is the go-to product in the market.
About Bajaj Finance Limited
Bajaj Finance Limited, the lending arm of the Bajaj Finserv group, is one of the most diversified NBFCs in the Indian market catering to more than 31 million customers across the country. Headquartered in Pune, the company’s product offering includes Consumer Durable Loans, Lifestyle Finance, Digital Product Finance, Personal Loans, Loan against Property, Small Business Loans, Home loans, Credit Cards, Two-wheeler and Three-wheeler Loans, Commercial lending/SME Loans, Loan against Securities and Rural Finance which includes Gold Loans and Vehicle Refinancing Loans along with Fixed Deposits. Bajaj Finance Limited prides itself on holding the highest credit rating of FAAA/Stable for any NBFC in the country today. It is also the only NBFC in India with the international ‘BBB’ with a stable outlook for long-term, by S&P Global Rating.
To know more, please visit: https://www.bajajfinserv.in