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Get a Home Loan at an Affordable Interest Rate Starting at 8.55 Percent From Bajaj Housing Finance Limited

05.11.2019 - 13:33:04

and Home Loan Balance Transfers and customers can obtain financing of up to Rs.30 lakh.
Alongside cost-effective financing, customers can also benefit from top-up loans and flexible tenors.
Hassle-free financing of up to Rs.30 lakh
First-time salaried loan applicants desiring to purchase a home can now do so with a substantial loan amount, up to Rs.30 lakh, starting at an interest rate of 8.55%** only. The loan is available on simple eligibility terms. Further, individuals who are to be first-time homeowners can also benefit from an interest subsidy of up to Rs.2.67 lakh under PMAY*.
Easy balance transfers with top-up loan facilities
Customers wishing to capitalise on the cost-effective interest rate starting from 8.55%** can carry out a home loan balance transfer of their existing Home Loan to Bajaj Housing Finance Limited. Applications are processed quickly as the eligibility criteria are basic and the documents required, minimal. While carrying out a transfer, customers can avail a sizeable top-up loan for other expenses, home-related or otherwise, and thereby benefit from lower interest rates to reduce their EMIs.
Convenient repayment terms 
Apart from claiming annual deductions on principal and interest repayment via Sections 80C and 24B of the IT Act respectively, new salaried customers can also make their EMIs budget-friendly by choosing to repay over a flexible tenor, spanning up to 30 years. Further, when in possession of surplus finances, individual borrowers can make part-prepayments or even foreclose their loan without incurring any additional charges.
*Disclaimer for PMAY- The parameters mentioned above are based on the scheme framed by the Government of India under the Pradhan Mantri Awas Yojana (PMAY). These are subject to change as and when there is a change in the scheme by the Government of India (T&C apply).
**Applicable for only women borrowers (T&C apply).
About Bajaj Housing Finance Limited

Bajaj Housing Finance Limited (BHFL) is a 100% subsidiary of Bajaj Finance Limited – one of the most diversified NBFCs in the country with 19 product lines across consumer, commercial and SME finance catering to more than 38.6 million customers across the country. Head quartered in Pune, Bajaj Housing Finance Limited offers finance to individuals as well as corporate entities for purchase, construction and renovation of homes or commercial spaces. It also provides loan against property for business or personal needs as well as offers working capital for business expansion purposes. It also offers finance to builders and developers engaged in construction of homes. The company enjoys highest long-term credit rating of AAA (Stable) by CRISIL and IND AAA (Stable) by India Ratings and highest short-term credit rating of CRISIL A1+ by CRISIL and IND A1+ by India Ratings.
To know more: https://www.bajajhousingfinance.in/
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