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Raiffeisen Bank International AG, AT0000606306

Raiffeisen Bank International AG, AT0000606306

08.08.2019 - 07:31:38

Raiffeisen Bank International AG: Semi-Annual Financial Report 2019 - Solid loan growth, capital strengthened further

 

RBI: Semi-Annual Financial Report 2019 Solid loan growth, capital strengthened further

- Consolidated profit of EUR 571 million

- Positive NII and net fee and commission income development (y-o-y up 8% and 5% respectively, adjusted for revenues from Polish core banking operations sold in 2018)

- Net trading income impacted by fair value result on hedges and on liabilities which neutralize over lifetime of portfolios

- Loans to customers up 9% YTD mainly at head office, in Russia and Central Europe

- Net interest margin slightly lower year-on-year reflecting higher volumes of short-term business at head office and lower margins in Russia

- Risk costs remain low (EUR 12 million)

- NPE ratio further improved to 2.3%

- CET1 ratio increased to 13.8% including YTD results

Income Statement in EUR million 1-6/2019 1-6/2018 Q2/2019 Q1/2019 Net interest income 1,664 1,663 840 825 Net fee and commission income 839 869 437 402 Net trading income and fair value result (79) 16 (27) (52) General administrative expenses (1,497) (1,494) (773) (724) Other result 8 (94) 10 (2) Levies and special governmental measures (130) (141) (17) (114) Impairment losses on financial assets (12) 83 (2) (9) Profit before tax 834 1,024 494 340 Profit after tax 643 820 384 259 Consolidated profit 571 756 345 226  

Balance Sheet in EUR million 30/06/2019 31/12/2018 Loans to customers 88,508 80,866 Deposits from customers 90,161 87,038 Total assets 148,630 140,115 Risk-weighted assets (total) 75,620 72,672  

 

Key ratios 30/06/2019 31/12/2018   NPE ratio 2.3% 2.6%   NPE coverage ratio 59.0% 58.3%   CET1 ratio 13.8% 13.4%   Total capital ratio (fully loaded) 17.8% 18.2%    

Key ratios 1-6/2019 1-6/2018 Q2/2019 Q1/2019 Net interest margin (average interest-bearing assets) 2.42% 2.48% 2.40% 2.43% Cost/income ratio 60.7% 56.0% 60.6% 60.9% Consolidated return on equity 10.1% 15.5% 12.3% 7.9% Earnings per share in EUR 1.64 2.21 1.00 0.64  

Outlook

We will pursue loan growth with an average yearly percentage increase in the mid-single digit area. The provisioning ratio for FY 2019 is expected to be below 45 basis points. We anticipate that the NPE ratio will further reduce. We aim to achieve a cost/income ratio of around 55 per cent in 2021. In the coming years we target a consolidated return on equity of approximately 11 per cent. We seek to maintain a CET1 ratio of around 13 per cent in the medium term. Based on this target, we intend to distribute between 20 and 50 per cent of the consolidated profit.

For further information please contact:

John P. Carlson Group Investor Relations Raiffeisen Bank International AG Am Stadtpark 9 1030 Vienna, Austria ir@rbinternational.com phone +43-1-71 707-2089 www.rbinternational.com

08.08.2019 Dissemination of a Corporate News, transmitted by DGAP - a service of EQS Group AG.The issuer is solely responsible for the content of this announcement.The DGAP Distribution Services include Regulatory Announcements, Financial/Corporate News and Press Releases. Archive at www.dgap.de

Language: English Company: Raiffeisen Bank International AG Am Stadtpark 9 A-1030 Vienna

Austria Phone: +43-1-71707-2089 Fax: +43-1-71707-2138 E-mail: ir@rbinternational.com Internet: www.rbinternational.com ISIN: AT0000606306 WKN: A0D9SU Listed: Foreign Exchange(s) Luxembourg Stock Exchange, SIX, Vienna Stock Exchange (Official Market) EQS News ID: 854125   End of News DGAP News Service

854125  08.08.2019 

@ dgap.de