NASB Financial, Inc. is a unitary thrift holding company for North American Savings Bank, F.S.B. (?North American? or the ?Bank?). North American operates six offices in greater Kansas City, Missouri and others in Harrisonville, St. Joseph, and Excelsior Springs, Missouri. The Bank also has loan origination offices in Kansas City, Lee?s Summit, and Springfield, Missouri.

NASB Financial, Inc.Financial Highlights(Dollars in thousands, except per share data)

Total loans and mortgage-backed and related securities

1,026,190

1,072,429

1,180,298

Customer and brokered deposit accounts

882,551

809,675

898,646

Return on assets (annualized net income divided by total average assets)

1.61

2.19

(0.88

)%

Return on equity (annualized net income divided by average stockholders' equity)

12.92

18.67

(7.30

)%