This special report presents A.M. Best?s outlook for the U.S. economic environment in which insurers will be operating in 2012 and 2013, which will serve as the basis for the analysis of economic factors used in its ratings process.

To access a complimentary copy of this report, please visit http://www3.ambest.com/bestweek/bestweekreports.asp?rt=ir.

A video interview with the authors summarizing key points in the report is available at http://www.ambest.com/v.asp?v=economy212.

Founded in 1899, A.M. Best Company is the world's oldest and most authoritative insurance rating and information source. For more information, visit www.ambest.com.

Copyright © 2012 by A.M. Best Company, Inc. ALL RIGHTS RESERVED.